About

Scott Lindstrom, CLU ChFC

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Scott R. Lindstrom is a graduate of the University of Pittsburgh with a degree in Mathematics and Economics.  He has earned the professional designations of CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant).

Scott has a diversified knowledge of the insurance and financial industries.  He has worked for the Internal Revenue Service, Equitable AXA Advisors, C.N.A. Insurance,  AAA Insurance, and ARMS Insurance Group.

Scott specializes in Health Plans, including the Affordable Care Act (ACA) Individual coverage as well as in Medicare and Part D Rx policies.

Scott is independently associated with Futurecare Associates, Inc. to provide his exceptional knowledge and experience in the health insurance market, particularly in regard to Medicare related insurance benefits.

He may be contacted directly or through Futurecare Associates.

Thomas M. Lilly, JD CLU

Tom Lilly

Tom Lilly is the President of Futurecare Associates, Inc., an independent insurance brokerage firm with exceptional expertise in long term care planning, sales, and service. Tom has clients in many states from New York to California.

Tom has taught insurance, published articles in professional journals, and has frequently been asked to speak on insurance matters, particularly in the areas of Medicare, Medicaid, and insured long term care as well as on fraudulent and deceptive sales practices.

His speaking engagements have included numerous presentations for the Pennsylvania Bar Institute as well as lectures at the Center for Bioethics and Health Law at the University of Pittsburgh School of Law and at the Penn State Dickinson School of Law.

Tom is a graduate of the University of Pittsburgh School of Law. He served as an Assistant District Attorney as well as a law clerk for the Allegheny County Court of Common Pleas, Civil Division. Tom is a member of the Allegheny County Bar Association, as well as of the Elder Law committee of that organization.

Tom was a founding member and the Secretary of the Senior Action Coalition, a not for profit volunteer group dedicated to educating and protecting seniors from financial fraud through community presentations.

Tom can be reached directly at 412-977-0601.

Company Overview

Tom Lilly founded Strategic Benefits Group, Inc. in 1986 to bring independent thinking and resources to the planning and sale of individual and key person life and disability income benefits. SBG’s clients were developed largely through referrals from attorneys, CPAs and financial advisors.

The passage of the Health Insurance Portability & Accountability Act (HIPAA) of 1996 and the evolution of long term care insurance products as credible values caused Tom to incorporate long term care insurance as an important focus of SBG’s market activity.

The firm name was changed to Futurecare Associates, Inc. in 1998, reflecting the reality of insurance planning being for the future and the emergence of insured long term care benefits as a key element in financial planning.

FCA provides rigorously independent individual and corporate insurance planning, sales and service to its own clients ranging from New York to California. FCA has also been engaged by several firms to provide long term care insurance expertise for their clients.

Scott Lindstrom, CLU, ChFC, FCA's independent associate, can provide objective and personal information concerning Medicare, Medicare Supplements and Part D Rx Plans, as well as Medicare Advantage Plans, and those alternatives compared to the employer coverage you may have.

Please call 412-977-0601 for further information, or use the link on the Contact page of this site.  Scott can be reached through FCA or directly at 412-390-7576.

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